Car finance consultation at We Finance Your Asset, Reading

    Asset Finance Made Simple

    Get the Financing Your Business Needs

    Apply in just 1 minute and unlock between £10,000 and £1 million to invest in the assets that move your business forward.

    • Competitive interest rates from 8.90% APR
    • Funding for all credit scores, even if rejected before
    • No impact on your credit score

    Get The Funds You Need Now

    Use our calculator to estimate your monthly payments, then apply in minutes.

    £
    £
    %

    Hire Purchase (HP)

    48 Monthly payments£227.83
    Cash Price£10,000.00
    Advance£9,000.00
    Balloon£0.00
    Term48
    APR9.9%
    Apply to Hire Purchase (HP)

    Hire Purchase Plus (HP+)

    48 Monthly payments£137.39
    Cash Price£10,000.00
    Advance£9,000.00
    Balloon£5,300.00
    Term48
    APR9.9%
    Apply to Hire Purchase Plus (HP+)

    Ready to get started? Apply now and receive a decision in minutes.

    Apply Now

    What We Finance

    Diverse Asset Finance Solutions

    From Hire Purchase and Lease Purchase to PCP — tailored to your precise requirements.

    Vehicle Finance

    Cars, vans, and luxury vehicles. From everyday business transport to premium acquisitions.

    Commercial Vehicles

    HGVs, trailers, and fleet vehicles. Keep your logistics moving with flexible funding.

    Plant & Machinery

    Construction equipment, CNC machines, and heavy plant for any industry.

    Technology & IT

    Computers, servers, and software. Fund the tech that powers your business growth.

    Hire Purchase

    Spread the cost and own the asset outright at the end of the agreement.

    Refinance

    Unlock equity in existing assets to raise working capital for your business.

    Simple Process

    How It Works

    Getting finance has never been easier. Our streamlined process is built for speed.

    Step 01

    Apply Online

    Let us know the amount you need and start the journey toward securing the right financing.

    Step 02

    Tailored Solution

    We'll reach out to confirm your details and find the perfect deal to fuel your growth.

    Step 03

    Rapid Approval

    Our expert team swiftly reviews your application and provides a competitive offer.

    Step 04

    Get Your Asset

    Once approved, we work with your supplier to secure the asset and get you started.

    Trustpilot Reviews

    What Our Customers Say

    5.0
    · 58 reviews on Trustpilot

    Everything was explained well

    "Everything was explained well and so straightforward."

    Mr Webb

    September 2026

    Helpful and professional

    "Many thanks to this company who helped me secure finance for my next car! They were helpful and professional, while being easy to talk to regarding my concerns. I would definitely recommend this company!"

    Natasha Ellison

    September 2026

    Amazing experience

    "Amazing experience. Vlad dealt with my finance recently and sped through the process flawlessly. Less than a week after applying for finance I have my new car. This is the first time I have owned a car on finance and Vlad was able to explain the whole process to me without hesitation and clear up any questions I asked. Will be going back to these guys in the future. Highly recommend!"

    Dom Perry

    August 2026

    Vladimir been very helpful

    "Vladimir been very helpful. Thank you again."

    Sinan Ozmeral

    August 2026

    Very high class service

    "The service I received was of very high class, and all my paperwork was dealt with in a smooth, efficient and professional way."

    Iftikhar Mulla

    August 2026

    The service I received was excellent

    "The service I received was excellent! Very helpful and communication was great! They made the process so easy for me. Would recommend to anyone getting help with finance 👍🏼"

    Grace Fowler

    August 2026

    Google Reviews

    What Our Customers Say on Google

    5.0
    · 18 reviews
    Google Review

    "Luca and team really are a breath of fresh air for the motor industry — instant replies, instant follow ups, instant answers. If you have any financial requirements auto related don't waste your time looking elsewhere, call these, will sort you out on all fronts in no time. Now stop reading this review and call them... :)"

    Jeff Porter

    Google Review

    "Great team and always make any deal work, no matter how hard. Highly recommend!"

    Tom Rosslyn-Smith

    Google Review

    "Dealt with Luca who was fantastic from start to finish. 10/10 would recommend."

    Solly Sayer

    Google Review

    "Luca, Marco and Vladimir all 3 of them made sure that I am fully informed of the whole process and really came through with every detail! They were professional, reliable and fast! I strongly recommend them!"

    Ali Aslan

    Google Review

    "Marco has been great in helping me out with my car finance and we got all done in an afternoon, am very pleased with the service."

    Alessandro Fontanazza

    Google Review

    "These guys helped me get my dream car!!! I have to say from start to finish these guys were great. It was quick and effortless."

    Joe Hill

    Google Review

    "Marco and Luca were brilliant! Their communication, keeping me informed at every stage, was reassuring. Thank you, both!"

    Lee Rogers

    Google Review

    "Thank you for your help. I really appreciate all your support during the finance process — everything was handled professionally and smoothly."

    Navpreet Kaur

    Google Review

    "Great experience with these guys. Both Marco and Luca were always available for any questions I had and were really on the ball throughout the whole process. Thoroughly recommended and will definitely be using again!!"

    George Hampson

    Google Review

    "Luca was fantastic, constant and immediate communication made the whole process so easy and simple to get the finance sorted out quickly and efficiently! Would highly recommend."

    Jorden Guyett

    Google Review

    "Marco was very professional and great in helping me get a deal done on my first car!! I definitely recommend them going forward and very pleased with how friendly, professional and quick everything was! Thank you, Marco!"

    Gabriel Vulpe

    Google Review

    "The best one."

    Claudiu Sabau

    Google Review

    "5 star service all round, great communication, easy to contact, sources what you need in quick time."

    Mathew

    Google Review

    "Marco and Kirsty were very professional, respectful and helpful. I could not have wished for better service - they know how to deal with people and explain everything clearly."

    Paul Timney

    Google Review

    "Luca's details were passed to me by a friend of mine. He managed to get the deal through for me in record time and I am very happy with the service."

    Grant

    Google Review

    "Excellent service from start to finish. Marco made the finance process very straightforward and easy to understand. Quick, friendly, and professional — I'd definitely recommend to others."

    Ali H. Lazem

    Google Review

    "Luca is absolutely amazing at what he does, he has helped my companies with everything we have financed and I wouldn't go anywhere else."

    Leigh Regin

    Google Review

    "Luca was absolutely incredible with assisting me with finance for a vehicle. He went above and beyond to ensure I got the best deal possible."

    Jessica Winter

    FAQ

    Frequently Asked Questions

    Ready to Finance Your Next Asset?

    Apply in just 1 minute and unlock the funds your business needs to grow. Competitive rates, fast decisions, no credit score impact.

    We Finance Your Asset

    We Finance Your Asset helps businesses grow by making asset financing simple and accessible. Working with multiple lenders to get you the best fit.

    © 2026 We Finance Your Asset. All rights reserved.

    Cookie Policy

    We Finance Your Asset is a trading name of WFYA Limited (company no. 13810779), registered office Wyvols Court, Basingstoke Road, Swallowfield, Reading RG7 1WY. WFYA Limited (FRN 1023831) is an appointed representative of ITC Compliance Limited, which is authorised and regulated by the Financial Conduct Authority (FRN 313486). We are a credit broker, not a lender. We work with a panel of lenders and are not independent. We may receive commission from the lender, which can vary by lender and product; we will tell you about it before you proceed. Finance is subject to status. Business finance for limited companies is not regulated by the Financial Conduct Authority.