We Finance Your Asset / Carmoney South — Last updated: March 2026
Please read these Terms and Conditions ("Terms") carefully before using our website at www.wefinanceyourasset.co.uk ("our site") or any of the services we provide ("our services").
By accessing and using our site or services, you confirm that you accept these Terms and agree to be bound by them. If you do not agree to these Terms, you must not use our site or services.
These Terms should be read alongside our Privacy Policy and Cookie Policy, which together govern your relationship with us.
We may update these Terms from time to time. The version published on our site at the time of your use will apply. We recommend you check these Terms periodically.
WFYA Limited is a company registered in England and Wales.
Registered Office:
Wyvols Court, Basingstoke Road, Swallowfield, Reading, Berkshire, England, RG7 1WY
Company Registration Number: 13810779
Trading Names: We Finance Your Asset | Carmoney South
FCA Reference Number: 1023831
ICO Registration Number: ZB814752
We are an Appointed Representative (AR) authorised and regulated by the Financial Conduct Authority (FCA). We act as a credit broker, not a lender. You can verify our FCA authorisation at: https://register.fca.org.uk
We Finance Your Asset / Carmoney South is a credit brokerage service. This means:
We will receive a commission from the lender if you enter into a finance agreement as a result of our introduction. The amount of commission may vary depending on the lender and product. You will be notified of the amount of commission we receive, or the basis on which it is calculated, before you enter into any finance agreement.
The commission we receive from lenders does not increase the cost of your finance to you, but as a credit broker with commercial relationships with our lending panel, we are not impartial.
All finance is subject to status. Written quotations are available upon request.
By using our site and services, you confirm that:
You agree to use our site only for lawful purposes and in a manner that does not infringe the rights of any third party. You must not:
Any breach of these conditions may constitute a criminal offence under the Computer Misuse Act 1990 and will be reported to the relevant authorities.
If you are given access to any secure or member area of our site, you are responsible for keeping your login credentials confidential. You must notify us immediately if you suspect any unauthorised use of your credentials.
The content on our website is provided for general information purposes only and does not constitute financial, legal, or professional advice. You should seek independent professional advice before making any financial decisions.
Finance quotes and illustrations provided on our site are indicative only and are not a guarantee of the terms that any lender will offer. The actual terms of any finance agreement will depend on your individual circumstances, creditworthiness, and the lender's assessment.
Vehicle descriptions, images, and specifications displayed on our site are for illustrative purposes only. We make reasonable efforts to ensure the accuracy of information on our site but make no warranty that it is complete, accurate, or up to date.
When you submit a finance application through our site or by any other means:
We cannot guarantee that any lender will offer you finance. We will do our best to find a suitable product from our lending panel based on your circumstances. If we are unable to find a suitable finance option, we will let you know.
All content on our site — including text, graphics, logos, images, and software — is the property of WFYA Limited or its licensors and is protected by UK and international copyright and intellectual property laws.
You may not reproduce, distribute, modify, or create derivative works from any content on our site without our prior written consent.
Our site may contain links to third-party websites. These links are provided for your convenience only. We have no control over the content of those sites and accept no responsibility for them or for any loss or damage that may arise from your use of them.
Our site and services are provided on an "as is" and "as available" basis. To the fullest extent permitted by law, we disclaim all warranties, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
We do not warrant that our site will be uninterrupted, error-free, or free from viruses or other harmful components.
To the fullest extent permitted by law, WFYA Limited shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of our site or services.
Nothing in these Terms excludes or limits our liability for death or personal injury caused by our negligence, fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited by English law.
We shall not be liable for any failure or delay in performing our obligations where such failure or delay results from circumstances beyond our reasonable control, including but not limited to acts of God, natural disasters, pandemics, government actions, power failures, or internet disruptions.
Your personal data is processed in accordance with our Privacy Policy. By using our site and services, you acknowledge that you have read and understood our Privacy Policy.
If you wish to make a complaint about our services, please contact us:
WFYA Limited
Wyvols Court, Basingstoke Road, Swallowfield, Reading, Berkshire, RG7 1WY
Email: info@wefinanceyourasset.co.uk
We will acknowledge your complaint within 5 working days and aim to provide a final response within 8 weeks.
If you are not satisfied with our response, or if we have not responded within 8 weeks, you may refer your complaint to the Financial Ombudsman Service (FOS):
Financial Ombudsman Service
Exchange Tower, London, E14 9SR
Tel: 0800 023 4567
Website: www.financial-ombudsman.org.uk
WFYA Limited is an Appointed Representative and is authorised and regulated by the Financial Conduct Authority. Our FCA Reference Number is 1023831. Our ICO Registration Number is ZB814752.
We act as a credit broker, not a lender. We may receive a commission or fee from the lender for introducing you. The amount of commission or fee will be disclosed to you before you enter into any finance agreement.
We are committed to treating customers fairly and complying with all applicable FCA rules and guidance, including the Consumer Duty.
These Terms are governed by and construed in accordance with the laws of England and Wales. Any disputes arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will continue in full force and effect.
Our failure to enforce any right or provision of these Terms shall not constitute a waiver of that right or provision.
These Terms, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and WFYA Limited in relation to your use of our site and services.
© 2026 We Finance Your Asset · WFYA Limited · FCA Ref: 1023831 · ICO Reg: ZB814752