Genesis Finance UK: GV60, GV70 & G80 Guide
💡 Key Takeaway
Fancy a Genesis? Here's how PCP and HP work on the GV60, Electrified GV70 and G80, what recent offers looked like, and what to check before you sign.
Genesis is still a fairly rare sight on UK roads, and that's part of the appeal. 🚗
Hyundai's luxury brand has been taking on the German premium names with sharp design, a focus on electric power and a very different approach to customer service.
If you're tempted, here's how funding one works, and what to look out for.
The UK range at a glance
Genesis has concentrated on electric models in the UK. These are the cars you'll see on its finance offers:
- GV60: the compact electric SUV, and the natural starting point for the brand
- GV60 Magma: the high-performance flagship, priced from £75,915
- Electrified GV70: a mid-size electric SUV with a more traditional luxury feel
- Electrified G80: the large electric executive saloon
You may also find earlier petrol and diesel G70, G80, GV70 and GV80 models on the used market. Genesis has also signalled that hybrids are part of its future plans.
How Genesis finance works
Like most brands, Genesis offers the two main routes.
Personal Contract Purchase (PCP) keeps your monthly payments lower by deferring a chunk of the cost to an optional final payment. At the end, you can pay it and keep the car, hand it back, or part-exchange it.
Hire Purchase (HP) spreads the whole cost over the term, and the car is yours after the last payment.
On a car at this price, PCP is often the popular choice. The monthly payments can be much more manageable than HP, particularly with electric models where the long-term value is harder to predict.
What rates have been on offer? 💷
Genesis has run some strong finance campaigns on its electric range. These examples come from its UK offers page, for cars ordered between 1 July and 30 September 2026:
- GV60: PCP from £499.19 a month at 0.0% APR representative
- Electrified GV70: PCP from £599.77 a month at 0.0% APR representative
- Electrified G80: PCP from £749.18 a month at 1.9% APR representative
- GV60 Magma: Business Contract Hire from £855 a month, excluding VAT
These are examples rather than a live quote, as that order window has now closed.
The deposit and term matter a lot here, so always ask for the full breakdown. Offers change regularly, and yours will depend on your circumstances and credit profile.
Why low APR deals deserve a closer look
A 0% APR deal sounds unbeatable, and it can be very good value.
But the headline rate isn't the whole story. Look at these figures too:
- Deposit: a large upfront sum is often what makes the monthly figure look so appealing
- Mileage limit: going over it can get expensive on a PCP
- Final payment: this is what you'd owe to keep the car
- Total amount payable: the fairest way to compare deals
A cheap rate on a car that's been priced with little discount might not beat a higher rate on a car with a bigger saving. It's always worth comparing both.
The 5 Year Care Plan
This is one of the strongest arguments for choosing Genesis. 🛠️
New cars come with the brand's 5 Year Care Plan, which brings together warranty, scheduled servicing and roadside help, along with collection and delivery for servicing.
Terms can vary, so check exactly what's included with the car you're quoted for. But if you're comparing monthly payments against a rival brand, include what you'd otherwise spend on servicing.
Things to check before you sign
Resale value. Because Genesis is a smaller brand and EV values have been moving around, a PCP's final payment can act as useful protection if the car is worth less than expected at the end.
Running costs. Premium electric cars can attract higher road tax, including the Expensive Car Supplement where it applies. Insurance can be pricey too, so get a quote early.
Charging. Home charging makes a big difference to your running costs. Check what your electricity tariff could save you before you decide.
Your local retailer. Genesis's UK network is smaller than the big German brands, so find out where your nearest retailer or service point is.
Business buyers
If you're funding a Genesis through your company, electric models can be appealing thanks to their lower Benefit-in-Kind rates compared with petrol or diesel cars.
Business Contract Hire is one route, but HP or a finance lease may suit you better. It's worth speaking to your accountant about which works best for your tax position.
Thinking of a used Genesis?
Manufacturer offers only apply to new cars, but a nearly new or used Genesis can look like strong value next to its German rivals.
Independent finance can often cover these too, and that's where a broker can help. Just check how much of the warranty or care plan remains on the car.
Find the right deal
Whether you're looking at a new GV60 or a used G80, it pays to compare before you commit.
We Finance Your Asset helps drivers in Reading, Berkshire and across the UK find finance that fits. Get in touch and we'll talk you through your options, with no pressure.