FAQs

A deposit is not necessary, some lenders will finance the whole asset while others will require the VAT due as deposit.

The simple answer is anywhere! We can work with any reputable business, and if you have an issue in
finding the right place we can get you in touch with our network of providers to help you find
what you are looking for!

We have a high acceptance rate. Eligibility comes down to a few simple factors, some of these are…

Age of the business – we can finance business from day 1 so the age is not an issue but these
applications will require the director to personally guarantee the business.

Affordability – This can depend on the size of the advance and the cash flow of your business. A
good set of accounts will help to get an application over the line.

Directors – The financial status of the director is key for a successful application especially for a new
business with little history.

If you are unsure, before you make an application, please call one of our experts who will be happy
to discuss this further.a

The term is usually between 1 and 6 years, but we have lending partners who will offer up to 8 years in some instances.

As we have such a strong panel of lenders we are able to offer you plenty of options that best suit you.

Hire Purchase Agreement (HP) is the most common product amongst our clients. The terms start from 2 years to a maximum of 7 years and the monthly re-payments are fixed throughout the full term. This means that once you have completed your loan agreement (including any arrangements fees or final payment which the lender may charge) the vehicle is then yours. This is suitable if at the end of the term you want to become the owner of the vehicle.

Personal loan is similar to a bank loan and will allow us the option to pay the money directly into your Bank Account. This gives you the freedom when it comes to you eventually wanting to sell the vehicle or part exchange it, due to the fact that it will have no finance registered against it. This option is also popular if you want to purchase something unique like an imported RV or a Volkswagen Transporter that has been converted into something that catches your eye.

Personal Contract Purchase (PCP) is a popular way of financing your Motorhome/Caravan because it gives you the flexibility at the end of the agreement to either hand your vehicle back, pay the remaining balance, or part exchange the vehicle. It will initially give you a lower monthly re-payment as there is a GMFV (Guaranteed Minimum Future Value) offset at the end of the agreement. This is usually suitable for someone who is not too fussed about owning the vehicle at the end of the term.

We Finance Your Asset are changing the way Business finance their Assets.

Up until now, one of the only ways to secure finance on your purchase is directly through the seller or a classic broker. This could potentially work out expensive as they may only have access to one lender which could result in you paying a higher rate.

We have an extensive panel of lenders for any of your business needs who offer rates starting from as low as 9.9% APR. We aim to ensure you get the very best deal and an end to end journey to remember.

Don’t worry there is still a strong chance that we may be able to help. We have a wide panel of lenders that specialise in helping customers with different types of credit circumstances.

We would love to be able to say that we can guarantee a full acceptance, but our lenders look at various factors when making their decision. We do however, have a very high acceptance rate. Why don’t you give one of our experts a call and they would love to discuss the different options available to you.

Still unsure or confused?

We’re here to help! Get in touch with us to ask any questions, find out how it works, or check anything you’re unsure of before applying.